Signs of life

“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”

abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

securitization of mortality risks in life annuities

insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...

Habitable worlds with no signs of life.

'Most habitable worlds in the cosmos will have no remotely detectable signs of life' is proposed as a biological hypothesis to be tested in the study of exoplanets. Habitable planets could be discovered elsewhere in the Universe, yet there are many hypothetical scenarios whereby the search for life on them could yield negative results. Scenarios for habitable worlds with no remotely detectable ...

Osteonecrosis and panniculitis as life-threatening signs.

narcissism signs in al-mutanabbi’s life

6 / journal (spring summer ( 2012 issue 6research in arabic language and literature: foreign languages faculty research biannualnarcissism signs in al-mutanabbi’s lifeand fakhr (poems in which the poet exalt himself/herself)khodadad bahri*abstractal-mutanabbi is one of the most salient arab poets as well as one of the most effective ofthem in arabian literature. he has composed many poems in ...